SERVICES
Wealth Management Services
Wealth management is the integration of investment management services and comprehensive financial planning advice. The wealth management process pulls together all your finances and organizes them to help make management easy and effective. The more you understand and better manage your wealth, the more prepared you are for your goals and dreams.
Why Create a Financial Plan?
Creating A Financial Plan Will Help You:
- See your finances, so you understand how your individual financial decisions collectively impact your financial success.
- Create integrated strategies that consider the interconnectedness of your financial activities.
- Identify your long-term financial goals and the steps needed to pursue them.
- Track your progress and adjust as you experience new life events or develop different perspectives.
With BentOak Capital, You Will Gain:
- Knowledge of options and alternatives tailored to your specific financial situation.
- Connections to a network of professionals (accounting, legal, real estate, insurance, trusts) when additional insight is needed.
- Advice and support from a team of experienced professionals committed to guiding you toward long-term financial well-being.
Financial Planning Services
Retirement Planning
- Determining goals and objectives
- Retirement needs analysis
- Social Security and pension planning
- Investment income planning and design
- Annuity income strategies
Estate Planning
- Estate Planning Document review
- Third-party Corporate Trustee services
- Trust and partnership planning
- Estate and gift tax planning
- Multigenerational planning
Investing
- Total portfolio analysis (aggregation – including outside investments)
- Risk tolerance assessment & portfolio stress test
- 401k / Retirement plan investment analysis
- Concentrated stock strategies
- Stock options planning
Tax Planning
- Income Tax Planning
- Charitable Trust and Foundation planning
- Tax-efficient investing
- Tax-loss harvesting
- Tax-deferred annuities
Insurance Planning and Risk Management
- Life Insurance needs analysis
- Disability Insurance needs analysis
- Long-term care needs analysis
- Buy / Sell insurance planning
- Asset care strategies
Cash Flow and Debt Management
- Net Worth statements
- Cash Flow statements
- Budgeting
- Debt repayment / consolidation strategy
- Creative lending strategies
Business Consulting
- Entity formation consulting
- New retirement plan design
- Retirement plan analysis
- Compensation strategy
- Succession planning
Investment Management
Goals-Based
Through Our Process , we will gain insight into your financial goals and when you want to accomplish them. We will help you determine what you hope to achieve from your investments to help guide our strategy decisions.
Risk-Appropriate
Once we identify your goals, we will figure out how you feel about investing. We will spend time to determine if you prefer a more conservative or aggressive approach, or somewhere in between.
Custom-Tailored
Based on your goals and risk tolerance, we will determine an appropriate core investment strategy for your situation. We will consider tax efficiency, income needs, time horizon, and many other additional factors unique to you.
Investment Philosophy
Our Investment Philosophy Is Built Upon
Four Key Principles
Collaboration, flexibility, diversification, and risk management. The BentOak Capital investment process is carried out by our in-house investment committee and team of advisors
Collaborative
Our investment committee meets on a regular basis to manage investments collectively for our clients. Our various backgrounds and experiences give us a unique perspective on the economy and financial markets. Our team-based approach gives us more depth and insight than any single advisor could ever achieve – giving our clients an institutional-like investment experience while maintaining a personal relationship with their advisor.
Flexible
A static investment approach leaves much to be desired – it takes a special kind of person to do nothing in the face of market turmoil – to buy, hold, and “hope.” On the contrary, an overly active approach can increase fees, generate taxable implications, and create confusion and second-guessing. We believe a flexible investment approach focused on the long-term while making slight adjustments along the way increases investors’ ability to stay the course in different market environments.
Diversified
Our sensible investment philosophy is implemented with our passive/active blend approach to investing. To create a consistent, cost-effective portfolio, we believe you must embrace both passive and active investment strategies – adjusting the mix for each investors’ time horizon, risk tolerance, and objectives. Diversification is more than just owning multiple investments. At BentOak Capital, we believe true diversification is owning strategies with very different yet complementary approaches.
Risk-focused
Based on your goals and risk tolerance, we will determine an appropriate core investment strategy for your situation. We will consider tax efficiency, income needs, time horizon, and many other additional factors unique to you.
